Wednesday, February 22nd, 2012
Cheap Low Insurance, herein known as CLI, strives to protect the privacy of our website visitors and users. The primary purpose of this website is to assist consumers who are searching for cheap low insurance rates.
WHAT WE DO
CLI promotes its website through, though not limited to, various search engine optimization techniques and/or advertising methods.
When you request a quote through us, you are actually requesting a quote through other insurance services, such as insureme.com, who can and will resell your information to other agents, broker and companies who provide insurance. Insureme.com is not an actual insurance company. They resell leads to agents, companies or brokers. Be sure to check the privacy policy and legal notice of insureme.com or any and all of these other insurance services found on this website. CLI does not actually perform insurance quotes. We sell your information to other services, such as insureme.com. In turn, they resell your information to various insurance agents, companies, brokers who provide the actual quote or quotes for you.
A SECURE WEBSITE
We attempt to provide a website that is secure and protects the private information of our clients. However, we cannot guarantee our protections cannot be broken. We value your privacy and have taken steps to ensure it to the best of our knowledge and ability.
PRIVATE INFORMATION
The type of personal and general information we request on our website and collect in order to comply with your request to obtain an insurance quote might include, but is not limited to, phone or mail information, full names of you and family members, mailing address and garaging address, home/work/cell phone numbers, fax number and/or work/personal email addresses, credit history, insurance credit score, driver's license numbers, driving record and history information, health history, family history, current and/or prior insurance details, previous insurance history as well as other general information needed to provide a quote.
We also may need to collect information about you and other household members or drivers, including but not limited to names, ages, marital status, credit data and ratings, current and prior driving records, prior insurance, vehicle information, employment and perhaps even education.
We attempt to hold all information provided by your in strict confidence. Information shared on this site will be provided to those companies, agents and brokers who provide the quotes or to insureme.com. Some information you do not share, such as credit scoring, may be obtained as a result of requesting a quote whether you provide a social security number or not. CLI does not run credit scores, credit history, driving history, etc but our affiliates, such as insureme.com or the companies, brokers, agents that they sell your information to may do these things in their attempt to process your insurance quote request.
CLI is merely an information gathering service. All information you provide is provided to other insurance agents, broker, companies, or lead services such as insureme.com, who contract with our service for the purpose of comparing insurance rates for you. The agents, brokers and companies that participate in our service, including insureme.com and to whom this information is shared, are also bound by the same terms of privacy and confidentiality as required by law. Your information is used for purposes of completing and providing requested insurance quotes.
FINANCIAL INFORMATION you provide to us will be provided to insureme.com or similar services, participating agents, brokers and other qualified insurance professionals using our service and/or buying your lead information. When necessary, we will use disclosure information to resolve disputes, investigate problems, or enforce our User Agreement. We may disclose or access information, whenever we believe it is in good faith and the law requires, allows or if we otherwise consider it necessary to do so to maintain and improve our services.
DISCLOSURE TO OUTSIDE PARTIES
CLI is an information gathering/sharing service. We do not provide actual insurance quotes. The information you provide or consent to provide is shared with affiliates such as insureme.com, insurance agents, brokers and companies for the purpose of providing you with insurance quotes. We also reserve the right to use information provided for statistical gathering purposes, but not limited to, of helping us to know which browsers our clients are using and what keywords are being searched. This information will only be released under good faith and with the protection of your information in mind.
COOKIES
We currently do not use cookies. However, the affiliates that use our service, or agents, companies and brokers who buy your lead information and provide you with quotes, may use cookies. Please read their privacy policy for more details.
THIRD PARTY PRACTICES
The affiliates that utilize our service for the purpose of providing insurance quotes to you may have varying privacy practices. We encourage you to educate yourself with their practices by reading their privacy policy.
UNDER-AGED CHILDREN
If an under-aged child provides us with private information about you or your family without parental or guardian consent, the parent or guardian should contact us to remove that information.
CONSENT NOTICE
By using our site in any manner, you are consenting to the collection and distribution of any and all information, public or private, by CLI for the purpose of providing insurance quotes. Your information can and likely will be sold other companies. We do not provide quotes directly. Quotes are provided by the insurance agents, brokers or companies that utilize our service.
By providing your contact information to our company you are giving us permission and authorization to contact you again via email, or any other means, whereby we may solicit you again.
We reserve the right to change our privacy policy without notice. All changes will be posted on this page so that you can be made aware of what information we collect, how we use it and under what circumstances we may or may not disclose it.